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082 0 4 _a332.7
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084 _a85.33
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049 _aMAIN
100 1 _aAbrahams, Clark R.,
_d1951-
_1https://id.oclc.org/worldcat/entity/E39PCjy7YHPHxDH6RYxB6qtKcX
245 1 0 _aCredit risk assessment :
_bthe new lending system for borrowers, lenders, and investors /
_cClark Abrahams, Mingyuan Zhang.
260 _aHoboken, N.J. :
_bWiley,
_c�2009.
300 _a1 online resource (xiii, 306 pages) :
_billustrations
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
490 1 _aWiley & SAS business series.
504 _aIncludes bibliographical references and index.
505 0 _aUnpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention.
520 _aClark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes.
588 0 _aPrint version record.
590 _aJohn Wiley and Sons
_bWiley Online Library: Complete oBooks
650 0 _aCredit
_xManagement.
650 0 _aConsumer credit
_xManagement.
650 0 _aBank loans
_xManagement.
650 0 _aRisk management.
650 2 _aRisk Management
650 6 _aCr�edit
_xGestion.
650 6 _aCr�edit �a la consommation
_xGestion.
650 6 _aPr�ets bancaires
_xGestion.
650 6 _aGestion du risque.
650 7 _arisk management.
_2aat
650 7 _aBUSINESS & ECONOMICS
_xFinance.
_2bisacsh
650 7 _aBank loans
_xManagement
_2fast
650 7 _aConsumer credit
_xManagement
_2fast
650 7 _aCredit
_xManagement
_2fast
650 7 _aRisk management
_2fast
650 1 7 _aKredietverzekering.
_2gtt
650 1 7 _aRisicobeheersing.
_2gtt
650 1 7 _aLeningen.
_2gtt
700 1 _aZhang, Mingyuan,
_d1960-
_1https://id.oclc.org/worldcat/entity/E39PCjx4dFVpPKmYqVKbb9FD7b
758 _ihas work:
_aCredit risk assessment (Text)
_1https://id.oclc.org/worldcat/entity/E39PCGgk74KYRmmxJrBpcWVxj3
_4https://id.oclc.org/worldcat/ontology/hasWork
776 0 8 _iPrint version:
_aAbrahams, Clark R., 1951-
_tCredit risk assessment.
_dHoboken, N.J. : Wiley, �2009
_z9780470461686
_w(DLC) 2008054910
_w(OCoLC)262427400
830 0 _aWiley and SAS business series.
856 4 0 _uhttps://onlinelibrary.wiley.com/doi/book/10.1002/9781119202769
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