Credit risk assessment : the new lending system for borrowers, lenders, and investors / Clark Abrahams, Mingyuan Zhang.
Material type:
TextSeries: Wiley and SAS business seriesPublication details: Hoboken, N.J. : Wiley, �2009.Description: 1 online resource (xiii, 306 pages) : illustrationsContent type: - text
- computer
- online resource
- 9781119202769
- 1119202760
- 9780470500330
- 0470500336
- 9780470500354
- 0470500352
- 9780470500347
- 0470500344
- 1282684272
- 9781282684270
- Credit -- Management
- Consumer credit -- Management
- Bank loans -- Management
- Risk management
- Risk Management
- Cr�edit -- Gestion
- Cr�edit �a la consommation -- Gestion
- Pr�ets bancaires -- Gestion
- Gestion du risque
- risk management
- BUSINESS & ECONOMICS -- Finance
- Bank loans -- Management
- Consumer credit -- Management
- Credit -- Management
- Risk management
- Kredietverzekering
- Risicobeheersing
- Leningen
- 332.7 22
- HG3751 .A27 2009eb
- 85.33
Includes bibliographical references and index.
Unpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention.
Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes.
Print version record.
John Wiley and Sons Wiley Online Library: Complete oBooks
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