Abrahams, Clark R.,  1951- <br/><br/>
Credit risk assessment :  the new lending system for borrowers, lenders, and investors / 
Clark Abrahams, Mingyuan Zhang. 
 - Hoboken, N.J. :  Wiley,  �2009. 
 - 1 online resource (xiii, 306 pages) :  illustrations 
 - Wiley & SAS business series. .
 - Wiley and SAS business series. .
<br/><br/>Includes bibliographical references and index. 
<br/><br/>Unpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention. 
<br/><br/> Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes. 
<br/><br/><label>ISBN: </label>9781119202769 1119202760 9780470500330 0470500336 9780470500354 0470500352 9780470500347 0470500344 1282684272 9781282684270 
<br/><br/><label>Standard No.: </label>9786612684272 
<br/><br/><label>Source: </label> OverDrive, Inc.  http://www.overdrive.com 6DF49FFE-A4BB-4243-9D1C-AE0343F583CB  OverDrive, Inc.  http://www.overdrive.com 
<br/><br/><label>LCCN: </label>2008054910 
<br/><br/><label>Nat. Bib. No.: </label>GBC077573  bnb 
<br/><br/><label>Nat. Bib. Agency Control No.: </label> Uk 019817395  Uk 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Credit--Management.<br/>Consumer credit--Management.<br/>Bank loans--Management.<br/>Risk management.<br/>Risk Management<br/>Cr�edit--Gestion.<br/>Cr�edit �a la consommation--Gestion.<br/>Pr�ets bancaires--Gestion.<br/>Gestion du risque.<br/>risk management.<br/>BUSINESS & ECONOMICS--Finance.<br/>Bank loans--Management<br/>Consumer credit--Management<br/>Credit--Management<br/>Risk management<br/>Kredietverzekering.<br/>Risicobeheersing.<br/>Leningen.
<br/><br/><label>LC Class. No.: </label>HG3751  / .A27 2009eb 
<br/><br/><label>Dewey Class. No.: </label>332.7